Ensemble Private Wealth is a DBA of California Educators Inc. Investment advisory services are offered through Brookstone Capital Management, LLC and Brookstone Wealth Advisors, LLC, registered investment advisers.
California Educators Inc., Ensemble Private Wealth, and the Brookstone entities are separate and unaffiliated. Ensemble Insurance Services, founded by Michael Snowhite, is a separate legal entity. Insurance and annuity products are offered separately through individually licensed and appointed agents.
Ensemble Private Wealth is a DBA of California Educators Inc.
Investment advisory services are offered through Brookstone Capital Management, LLC ("BCM") and Brookstone Wealth Advisors, LLC ("BWA"), registered investment advisers. Certain representatives of Ensemble Private Wealth serve as Investment Adviser Representatives of BCM and/or BWA.
California Educators Inc., Ensemble Private Wealth, BCM, and BWA are separate and unaffiliated entities. Neither California Educators Inc. nor Ensemble Private Wealth is owned or controlled by, or under common ownership or control with, BCM or BWA. Nothing on this website should be construed to suggest otherwise.
Ensemble Insurance Services is a separate legal entity, distinct from California Educators Inc. and Ensemble Private Wealth, and is not affiliated with BCM or BWA. Michael Snowhite is the Founder of Ensemble Insurance Services. He is a licensed insurance professional who offers insurance and annuity products only. He is not an Investment Adviser Representative of BCM or BWA and does not offer investment advisory services. Ensemble Private Wealth was founded by Hobie Beman and Jonathan Vasquez. References on this website to Mr. Snowhite as a founder refer solely to his founding of Ensemble Insurance Services and do not indicate that he provides investment advice.
Insurance and annuity products are offered and sold separately through individually licensed and appointed insurance agents. The sale of insurance and annuity products is separate and apart from any investment advisory services offered by Investment Adviser Representatives of BCM and BWA. Commissions received on the sale of insurance and annuity products are separate from, and in addition to, any advisory fees charged for investment advisory services.
Annuity guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Annuities are long-term products and may be subject to surrender charges, holding periods, and other limitations. They are not bank guaranteed, not FDIC insured, and may lose value where the contract is variable or indexed. Riders and optional benefits may carry additional cost and are subject to eligibility and contract terms.
Clients and prospective clients should carefully review any insurance or annuity contract, including its prospectus or disclosure statement where applicable, before purchasing. The purchase of an insurance or annuity product is never required in order to receive investment advisory services.
The sale of insurance and annuity products is separate and apart from any investment advisory services offered by Investment Adviser Representatives of Brookstone Capital Management, LLC and Brookstone Wealth Advisors, LLC.
Insurance and annuity products are not offered through Brookstone Capital Management, LLC or Brookstone Wealth Advisors, LLC. They are offered and sold through individually licensed and appointed insurance agents, who may also serve as Investment Adviser Representatives. When a representative sells an insurance or annuity product, they are acting in their capacity as an insurance agent and not as an investment adviser representative.
Annuity guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company and are not guaranteed by any broker-dealer, registered investment adviser, bank, or government agency.
Brookstone Wealth Advisors, LLC, a Registered Investment Advisor, is committed to safeguarding the confidential information of its clients. We hold all personal information provided to our firm in the strictest confidence. These records include all personal information that we collect from you in connection with any of the services provided by Brookstone Wealth Advisors, LLC. We have never disclosed information to non-affiliated third parties, except as permitted by law, and do not anticipate doing so in the future. If we were to anticipate such a change in firm policy, we would be prohibited under the law from doing so without advising you first. As you know, we use personal and financial information that you provide to us to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. Our policy with respect to personal information about you is listed below.
We limit employee and agent access to information only to those who have a business or professional reason for knowing, and only to non-affiliated parties as permitted by law. (For example, federal regulations permit us to share a limited amount of information about you with a brokerage firm in order to execute securities transactions on your behalf, or so that our firm can discuss your financial situation with your accountant or lawyer.)
We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk.
The categories of nonpublic personal information that we collect from a client depend upon the scope of the client engagement. We collect personal information that you provide to us on applications, other forms and in interviews. In addition, we maintain information about your transactions with us, including balances, positions, and history, and may include your name or other data in an internal client list that reflects your activities with Brookstone Wealth Advisors, LLC.
For unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors, we also require strict confidentiality in our agreements with them and expect them to keep this information private. Federal and state regulators also may review firm records as permitted under law.
We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.
Personally identifiable information about you will be maintained during the time you are a client, and for the required time thereafter that such records are required to be maintained by federal and state securities laws, and consistent with the CFP Board Code of Ethics and Professional Responsibility. After this required period of record retention, all such information will be destroyed.
If you have any questions or concerns about our Privacy Policy, please contact us at 616-667-2150. Thank you.
Publication of information on the Ensemble Private Wealth website, and on the Brookstone Wealth Advisors, LLC (“BWA”) website, should not be construed by any consumer or prospective client as a solicitation to effect or attempt securities transactions, or for the rendering of personalized investment advice for compensation over the Internet. Any subsequent direct communication by BWA with a prospective client shall be conducted only in states where BWA is registered with the Securities and Exchange Commission, or within those states where BWA qualifies for an exemption or exclusion from registration. A copy of the Brookstone Wealth Advisors, LLC written disclosure statement (Form ADV), which discusses BWA’s business operation, services and fees, is available upon written request and can also be accessed here on this website.
Visitors to the website acknowledge that different investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s or prospective client’s investment portfolio. No client or prospective client should assume that any information presented and/or made available on this website serves as the receipt of, or substitutes for, personalized individual advice from the adviser or any other professional.
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and or strategies recommended and or/purchased by adviser) or product made reference to directly or indirectly on this website, or via link to any unaffiliated third-party web site, will be profitable or equal to corresponding indicated performance levels. Moreover, client or prospective client acknowledges that information with respect to newsletters or other commentaries provided by the investment adviser may be dated and no longer reflect the opinion of the adviser.
References made to historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results.
By opting in to receive SMS messages from California Educators Inc. (dba Ensemble Private Wealth), you agree to receive customer care messages and account notification messages. We do not send any other categories of messages.
Consent to receive SMS messages is not a condition of purchase or service. The program is governed by our SMS Terms & Conditions and our Messaging Privacy Policy.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
SMS opt-in data or consent is not sold, rented, or shared with third parties except as required by law or with service providers supporting the messaging program.
If you have any questions about our messaging program, please contact the sender directly using the contact method provided on this website.
The sender is California Educators Inc. (dba Ensemble Private Wealth). You can contact the sender directly at gaby@ensemblepw.com or (818) 206-1163.
If you have questions about our messaging program or our privacy practices, please contact the message sender using the contact information provided on this website.
If you have questions about this Messaging Privacy Policy, contact us at gaby@ensemblepw.com or call (818) 206-1163. The message sender is California Educators Inc. (dba Ensemble Private Wealth).