Ensemble Private Wealth was founded on a single conviction: the families who need genuine financial guidance most are often served least. Three co-founding managing partners — each a specialist — work in complete alignment around your financial life.
We don't manage accounts. We manage relationships. Client assets are held safely at Fidelity Investments and Charles Schwab — two of the most trusted custodial institutions in the country — giving you the security of institutional-grade safekeeping alongside the personalized service of our boutique practice.
No single discipline works in isolation. Tax decisions affect investment returns. Investment choices affect estate outcomes. Healthcare costs affect retirement income. We model every dimension simultaneously — every recommendation made in context, never in a silo.
I
Income Planning
II
Tax Planning
III
Legacy Planning
IV
Investment Planning
V
Health Care Planning
Why Integration Matters
A Roth conversion that ignores Medicare premiums costs you thousands.
Converting a traditional IRA triggers income that can raise your Medicare Part B premiums for two years via IRMAA surcharges. We model this before any recommendation.
A Social Security decision without an income map is a guess.
Delaying SS grows your benefit 8% per year to age 70 — but the right timing depends on your health, spouse's benefit, tax bracket, and withdrawal rate. We run the full model.
Each co-founder brings a distinct executive role and area of expertise. Together they cover every dimension of your financial life — and all three are engaged in your plan from day one.
Michael Snowhite
Chief Executive Officer
Certified Financial Fiduciary®
Managing Partner · Senior Advisor
Retirement income planning, Social Security strategy, fiduciary standards, pension analysis
Michael@caeducators.com
Hobie Beman
Chief Financial Officer
Senior Investment Advisor Representative
Managing Partner · CFO
Investment advisory, portfolio management, IRA & 401(k) asset planning, tactical asset management
Hobie@caeducators.com
Jonathan Vasquez
Chief Operating Officer
Senior Investment Advisor Representative
Managing Partner · COO
Wealth management, legacy planning, estate strategy, private investments, risk analysis
Jon@caeducators.com
Alexis Vasquez
Investment Advisor Representative
Investment Advisor
Investment advisory, client portfolio management, IRA planning, and wealth management support
Alexis@caeducators.com
Ngoc Le
Certified Financial Fiduciary®
Strategic Partner
Fiduciary financial advisory, strategic partnerships, retirement and estate planning guidance
info@caeducators.com
Gaby Portillo-Hemmie
Retirement Specialist · Notary Public
Director of Client Services
Gaby@caeducators.com
Discovery Conversation
A 60-minute call with all three co-founders. We listen to your income needs, concerns, family situation, and what you want your money to do. No agenda, no sales pitch.
Comprehensive Analysis
We build a complete picture: income, expenses, tax situation, investments, insurance, and estate documents — every piece into one integrated model before we recommend anything.
Your Plan, Presented
A written, integrated financial plan — income strategy, tax roadmap, investment allocation, legacy structure, healthcare coverage. Every recommendation connected to every other.
Ongoing Partnership
We meet at least twice annually, plus any time life changes. Markets shift. Tax laws change. Families evolve. Your plan stays current — and so does our counsel.
Schedule a complimentary 60-minute call with all three managing partners. We'll listen to where you are, where you want to go, and whether we're the right team to get you there. No obligation — ever.
Address
5743 Corsa Ave, Suite 109
Westlake Village, CA 91362
Phone
(818) 206-1163 · Toll Free (800) 880-4141
info@caeducators.com
